Terms And Conditions

Effective Date: April 13, 2011 Last Updated: January 2026

PLEASE READ THESE TERMS CAREFULLY. Your access to or use of TalkCafe.com, related applications, voice systems, Interactive Voice Response (“IVR”) systems, SMS features, and telecommunications services (collectively, the “Services”) constitutes your agreement to be bound by these Terms and Conditions (“Terms”).

These Terms incorporate by reference the TalkCafe Privacy Policy. If you do not agree, you must discontinue use immediately.

1. Company Identification

“Company,” “Talk Cafe,” “TalkCafe,” “we,” “us,” or “our” refers to Full Spectrum Telecommunications, Inc., doing business as TalkCafe.

2. Eligibility

The Services are intended solely for individuals 18 years of age or older. By accessing or using the Services, you represent and warrant that:

You are at least 18 years old; You are legally permitted to access adult-oriented services in your jurisdiction; and You will comply with all applicable laws.

4. Description of Services

Talk Cafe provides interactive communication services that may include voice greetings, recorded messages, live or near-live voice conversations, adult-oriented conversational services for entertainment purposes, interactions with paid operators, and AI-assisted or automated participants.

Connections may be initiated automatically or manually. Talk Cafe does not guarantee availability, compatibility, duration, satisfaction, or outcomes.

Talk Cafe is not a party to user-to-user conversations and does not control or endorse the content of communications between users.

Services are provided on an “as-is” and “as-available” basis and may be modified, limited, suspended, or discontinued at any time.

5. User Accounts and Responsibilities

You are responsible for maintaining the confidentiality of your account credentials and for all activity occurring under your account.

You agree to provide accurate, current, and complete information and to update it as necessary.

You are responsible for obtaining and maintaining all devices, equipment, software, and network access necessary to use the Services.

7. Adult-Oriented Services Disclaimer

Certain Services may include adult-oriented conversations intended for entertainment purposes only.

These Services do not constitute dating, escorting, therapy, counseling, or any form of real-world relationship or obligation.

Talk Cafe makes no guarantees regarding compatibility, satisfaction, or outcomes. Users are prohibited from requesting or offering unlawful services.

8. Operators (Employees and Independent Contractors)

Some interactions may connect users with paid operators engaged by Full Spectrum Telecommunications, Inc. Operators may be employees or independent contractors.

Operators are not agents, partners, or representatives of users and do not provide professional, medical, legal, or therapeutic services.

Talk Cafe is not responsible for personal opinions or statements expressed during conversations.

9. Acceptable Use and Prohibited Conduct

You agree not to use the Services for unlawful, abusive, fraudulent, harassing, deceptive, or harmful purposes, or in violation of any applicable telecommunications or consumer-protection laws.

You may not share external contact information or attempt to move communications off-platform.

Talk Cafe may remove content, restrict access, suspend, or terminate accounts at its discretion.

10. Automated Processing, AI, and Moderation

Talk Cafe may use automated systems and tools, including AI-assisted or rule-based technologies, to route communications, detect abuse or fraud, support moderation, improve system performance, and assist operations.

Automated tools may be used alone or in combination with human review. Talk Cafe does not guarantee that all activity will be reviewed.

11. Payments and Billing Descriptor

Certain Services require payment.

Charges may appear on your statement under the billing descriptor “Global” or a substantially similar name.

All fees are non-refundable unless required by law.

You agree to contact customer service prior to initiating any chargeback. Unauthorized chargebacks may result in account termination and recovery efforts.

12. Assumption of Risk

You voluntarily assume all risks associated with interacting with other users, participating in recorded communications, and engaging in adult-oriented conversations.

The Company is not responsible for user conduct.

13. Termination

Talk Cafe may suspend or terminate access to the Services at any time for violation of these Terms or for any lawful reason.

14. Disclaimer of Warranties

THE SERVICES ARE PROVIDED “AS IS” AND “AS AVAILABLE.” TO THE FULLEST EXTENT PERMITTED BY LAW, TALK CAFE DISCLAIMS ALL WARRANTIES, EXPRESS OR IMPLIED.

15. Limitation of Liability

TO THE FULLEST EXTENT PERMITTED BY LAW, TALK CAFE SHALL NOT BE LIABLE FOR INDIRECT, INCIDENTAL, CONSEQUENTIAL, SPECIAL, EXEMPLARY, OR PUNITIVE DAMAGES.

TOTAL LIABILITY SHALL NOT EXCEED THE AMOUNT PAID BY YOU DURING THE THREE (3) MONTHS PRECEDING THE CLAIM.

16. Indemnification

You agree to indemnify, defend, and hold harmless the Company and its officers, directors, employees, contractors, affiliates, agents, and successors from and against any claims, damages, liabilities, costs, and expenses arising out of your use of the Services, your User Content, your violation of these Terms, or your violation of applicable law.

17. Governing Law and Arbitration

These Terms are governed by the laws of the State of Florida, without regard to conflict-of-law principles.

Any dispute shall be resolved by final and binding arbitration in Pinellas County, Florida.

YOU WAIVE THE RIGHT TO A JURY TRIAL.

YOU WAIVE THE RIGHT TO PARTICIPATE IN CLASS OR COLLECTIVE ACTIONS.

18. Contact Information

Full Spectrum Telecommunications, Inc. d/b/a Talk Cafe 3665 East Bay Dr. #204-H Largo, FL 33771 Phone: 1 (800) 594-1000

19. 18 U.S.C. § 2257 Record-Keeping Compliance Statement

To the extent that any visual depictions of actual sexually explicit conduct appear on TalkCafe.com or affiliated Company-operated websites, such depictions comply with 18 U.S.C. § 2257 and 28 C.F.R. Part 75.

All persons appearing in such visual depictions were 18 years of age or older at the time the content was created.

Records required by 18 U.S.C. § 2257 are maintained by the designated Custodian of Records at:

Full Spectrum Telecommunications, Inc. 3665 East Bay Dr. #204-H Largo, FL 33771

For inquiries regarding 2257 compliance: records@fullspectrum.net